We won’t bore you with statistics, but the majority of Britons are quite unprepared for not being able to earn a living.
If you could not earn, and needed to rely on your savings to meet your bills, how long could you last? Don’t worry, you’re not alone…
If the idea of building and keeping a large emergency fund doesn’t sound attractive, then you may wish to consider taking out insurance against your income, which protects you if you become unable to work through illness or injury.
There is a wide range of income protection insurances available – from short term plans which would provide you with income for a year or two, to policies which would provide you with an income until you reach state pension age.
We would be happy to provide some indicative quotes for you, and to work with you to find the level of cover which is right for you…and your budget.